If you run a small business, hobby-to-business craft venture, insurance might not be the first thing you think about. Yet in the UK, using your home as an office or workshop comes with real risks — and those risks are often not covered by standard home insurance.
That’s where a dedicated home-business policy from a specialist broker like Trafalgar Risk Management can make all the difference.
1. Many Craft Fairs and Markets Require Insurance
If you plan to sell your handmade products at UK fairs, markets, or pop-up events, there’s a good chance you’ll be asked for proof of Public Liability Insurance before you can even book a stall.
2. Protection for Your Handmade Creations
Your craft items represent hours of effort, creativity, and passion. But what happens if they’re damaged, stolen, or destroyed?
3. Cover for Tools, Materials, and Equipment
From sewing machines and kilns to printers, resin tools, and specialist equipment, crafting isn’t always cheap. If your tools were stolen or damaged, would you be able to replace them quickly?
4. Home Insurance Rarely Covers Craft Businesses
Many UK crafters work from home—but here’s the catch: standard home insurance usually doesn’t cover business activities.
5. Professionalism and Peace of Mind
Having craft insurance doesn’t just protect your business—it enhances your reputation.
Customers, retailers, and event organisers see insured crafters as more reliable and trustworthy.
Plus, it gives you peace of mind to focus on what you do best: creating beautiful things.
Craft insurance might not be the prettiest part of running a handmade business, but it’s one of the most important. Whether you’re a hobbyist selling occasionally or a full-time maker, the right cover helps ensure your creative journey is safe, secure, and stress-free.
To get a quick quote, please click here.
______
Traflagar Risk Management is a specialist insurnace provider committed to delivering innovative, customer-centric products for nice and emerging markets. With a focus on clarity, felxibility, and forward-thinking solutions, TRM supports individuals and businesses in navigativing today's evolving risk landscape.
